At Romans International we want to ensure that all our customers are protected in the best way possible to prevent financial loss from any damage, theft or a vehicle write-off.

We offer a number of fantastic products at very competitive prices that not only give you peace of mind but can also ensure that your vehicle is always kept in great condition.


Guaranteed Asset Protection (RTI / GAP)


Perhaps the most important of all insurance products is our combined guaranteed asset protection which incorporates ‘Return to Invoice Cover’ (RTI) and ‘Finance Guaranteed Asset Protection’ (GAP). In the event of an accident, fire or theft your motor insurance company may declare your vehicle a write-off. Due to depreciation in value they will pay out considerably less than what the car was originally worth.

RTI cover is designed to reimburse any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle.  Finance GAP is designed for people that chose to buy a car by taking out a finance agreement. If your vehicle is a write-off, GAP pays the difference between the settlement made by your finance company and the amount you still owe on finance.

 (Example:You pay £140,000 for a Ferrari in 2014. Vehicle is written off 2 years later.Insurance Company only pays you £90,000.With GAP Insurance you will receive an extra payout of £50,000.)


  • Guaranteed Asset Protection protects your investment for 36 months
  • Covers vehicles up to a purchase price of £240,000.
  • Includes up to £1,000 of your insurance excess *
  • Maximum payout, up to vehicle’s original purchase price
  • Covers up to £1,500 manufacturer approved dealer fitted accessories
  • Can be transferred or cancelled (Terms & Conditions apply)


*Up to £750 excess on vehicles up to £75,000 purchase price



Minor Damage Protection (SMART)


No matter how careful you are it’s very likely that your new car will get chipped, dented, scratched or scuffed - everyday wear and tear like this is hard to avoid.

SMART Insurance (Small/Minor/Accident/Repair/Technology) as the name suggests is a policy designed to keep your car in showroom condition. If your car receives any minor damage one of our expert mobile technicians comes straight to your home or workplace and any chips, dents, light scratches or scuffs will be erased on the spot using state of the art repair technology.


  • Guaranteed Protection for 36 months
  • Protects No Claims Bonus
  • Just One Call – no forms, no hassle.
  • Nationwide Coverage – we come to you!

*This product does not cover liability, panel replacement, stickers/decals, beading and mouldings, bumper replacement or repairs requiring a bodyshop.



Tyre & Alloy Insurance


Tyres and alloys are the most vulnerable parts of your car to damage and expensive to repair or replace.

Whether you receive a punctured tyre by accident or perhaps maliciously this kind of damage is an everyday reality and a major inconvenience. Scuffing your wheels on the kurb is always a rather agonizing experience which not only makes your car lose its shine and appeal but also it’s value.

With tyre and alloy insurance you are protected for the following:

  • Up to 5 tyre replacements including the spare.
  • Refunds the cost of repairs or replacements for up to £450 per tyre
  • Up to 10 alloy repairs
  • Up to £150 per alloy repair
  • If alloy is not repairable we will pay £150 towards a replacement wheel
  • Protection for 36 months

(terms and conditions apply)


Romans International Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Firm Reference Number 660610) and an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation (Firm Reference Number 312143). You can check this on the FCA Register by visiting the or by contacting the FCA direct on 0300 500 8082. Romans International Ltd is a Credit Broker not a Lender.